Shielded Salary Rail (FR-01)
The sender connects their wallet and calls the MagicBlock Private Payments API. Funds land in a PER-controlled vault, ensuring no public link between the sender and receiver is recorded on the public ledger.
// Execute continuous private settlement
const response = await magicBlock.privateTransfer({
recipient: employee_pubkey,
amount: 8500,
token: 'USDC',
shielded: true
});
const response = await magicBlock.privateTransfer({
recipient: employee_pubkey,
amount: 8500,
token: 'USDC',
shielded: true
});
Private Credit Scoring (FR-02)
Recipients upload salary certificates or Emirates ID proof via an off-chain oracle or Reclaim SDK. The PER executes the credit model inside TEE (Intel TDX). Risk scores (0-100) and max loan amounts (30-50% of next inflow) are calculated privately.
💡 Resulting credit scores are stored privately; no sensitive data ever hits public Solana.